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Hargreaves Lansdown Review
Hargreaves Lansdown is a UK investment platform for shares, funds, ISAs, and pensions. It is not a forex broker and mainly serves UK residents.
Min Deposit
$25
Spreads From
Not spread based, a platform fee and per deal charges apply instead
Max Leverage
Not offered, this is not a leveraged forex or CFD broker
Platforms
HL website platform, HL mobile app
Pros
- One of the largest and longest running investment platforms in the UK
- Main trading entity is FCA regulated with a real, checkable reference number
- No fixed minimum deposit needed to open a general investment account
- Wide range of shares, funds, ISAs, and pension products in one place
Cons
- Not a forex or CFD broker, so leveraged currency trading is not offered
- New account contributions usually stop once you leave the UK
- Taken private in 2025, so it no longer files public shareholder reports as before
- FCA has warned about scam clone firms using the Hargreaves Lansdown name
Hargreaves Lansdown started in Bristol in 1981. Peter Hargreaves and Stephen Lansdown built it into the largest direct to consumer investment platform in the UK. In March 2025, a group led by CVC Capital Partners, Nordic Capital, and the Abu Dhabi Investment Authority took the company private and removed it from the London Stock Exchange.
The platform mainly sells shares, funds, ISAs, and pensions such as the SIPP. It does not offer leveraged forex or CFD trading. There is no fixed minimum deposit, though regular investing needs at least 25 pounds a month or a 100 pound lump sum. A platform fee applies, moving from 0.45 percent to 0.35 percent from March 2026, capped inside an ISA.
Hargreaves Lansdown mostly serves people who live in the UK. If you move abroad, you usually cannot open a new account or add fresh money to an old one. The FCA has also warned about scam clone firms using the Hargreaves Lansdown name, so always check you are on the real hl.co.uk site first.
Min. Deposit
USD 25
Max Leverage
Not offered, this is not a leveraged forex or CFD broker
Spreads From
Not spread based, a platform fee and per deal charges apply instead
Platforms
Regulation, fund safety, track record
Spreads, execution, leverage
Platform quality, charting, features
Analysis, webinars, learning materials
Support quality, responsiveness
Mobile app quality, features


