XTB Review 2026
FCA and KNF regulated broker listed on Warsaw Stock Exchange with 1 million+ clients, 5,800+ instruments, a proprietary xStation 5 platform, and commission-free stock investing.
Min Deposit
$0
Spreads From
0.5 pips
Max Leverage
1:30
Platforms
3
Pros
- FCA regulated, listed on Warsaw SE
- 1 million+ clients
- Commission-free stocks (up to €100K/month)
- Award-winning xStation 5 platform
- No minimum deposit
Cons
- Not available in USA
- Fewer account types than some rivals
- CFD spreads slightly higher than pure ECN brokers
XTB is a publicly listed Polish broker founded in 2002 and regulated by the FCA in the UK, KNF in Poland, and CySEC in Cyprus. Listed on the Warsaw Stock Exchange since 2016, XTB operates across 13 countries with a client base exceeding one million active traders.
The broker's proprietary xStation 5 platform is regarded as one of the best in the retail industry, offering advanced charting, real-time market analysis, a built-in trading calculator, and a performance statistics dashboard. XTB also offers MetaTrader 4 for clients who prefer the classic platform.
XTB provides access to 5,800+ instruments including real stocks and ETFs with zero commission on monthly turnover up to €100,000 — making it one of the most competitive platforms for retail stock investors in Europe. The broker also offers futures, forex, indices, commodities, and cryptocurrency CFDs with competitive spreads.
Standard
Swap-Free
48+ currency pairs available for trading
XTB Was Fined $5.5 Million by Poland’s Regulator, Then Its Stock Hit a Record High
September 4, 2026
XTB Studies a Systematic Internaliser Model That Would Bring Client Stock Orders in House
August 16, 2026
FCA Fines FXTB 276,100 Pounds for Pressuring Clients Into CFDs and Giving Advice It Was Not Allowed to Give
August 6, 2026
Regulation, fund safety, track record
Spreads, execution, leverage
Platform quality, charting, features
Analysis, webinars, learning materials
Support quality, responsiveness
Mobile app quality, features
Regulators
Platforms
- FCA (UK)
- KNF (Poland)
- CySEC (Cyprus)
- IFSC (Belize)
