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Toptier Futures Review
Toptier Futures was the futures side of TopTier Trader, a Miami firm founded in 2021. The whole company rebranded to TX3 Funding, backed by an offshore broker.
Account Sizes
$10K, $25K
Profit Split
Up to 90%
Max Drawdown
10%
Payout
Bi-weekly
Pros
- Combined forex and futures trading available after the TX3 rebrand
- Large, active trader community and free TopTier style education
- Uses TradeLocker, a platform traders often praise for fair spreads
- History of many fast, positive payout reports through 2024
Cons
- Not verified or listed by Prop Firm Match, which flags several warnings
- Not BBB accredited, with unresolved complaints including one from 2026
- Backing broker TX3 Markets holds only offshore style regulation
- Some traders report disputes over drawdown and HFT rule interpretation
TopTier Trader launched in 2021 in Miami, founded by Jamal Hollingsworth, Cue Banks, and Anthony T Williams. It grew a large community around free education, a Discord group, and the TradeLocker platform, running separate forex and futures programs, with Toptier Futures the name for its futures side.
The whole firm has since rebranded as TX3 Funding, merging forex and futures into one brand. It is now broker backed by TX3 Markets, which only holds offshore style licenses, a South Africa FSCA claim reviewers could not verify, plus a Comoros MISA registration, not a top tier regulator like the FCA or ASIC.
Reputation is mixed. Many traders left glowing reviews of TopTier through 2024, praising fast payouts and its community. Since the TX3 rebrand, the Better Business Bureau lists it as not accredited with unresolved complaints, including a 2026 one alleging money was not returned, and Prop Firm Match has not verified or listed TX3 Funding, flagging it with several warnings instead.
Min. Deposit
USD 3
Max Leverage
Set per account type under TX3 Funding's own rules
Spreads From
Not applicable, this is a funded challenge business, not a spread quoting broker
Platforms
Challenge Types
Account Sizes
Profit Split
Up to 90%
Trading Rules
- No time limits
- EOD trailing drawdown
- Futures only
