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Top One Trader Review

Prop Trading FirmUSA
4.5Excellent

Top-rated prop firm with 90-minute average payouts, 90% profit split, $5M+ verified payouts, and tightest spreads verified by Prop Firm Match.

Account Sizes

$5K, $10K

Profit Split

Up to 90%

Max Drawdown

7% trailing

Payout

On demand — average 90 minutes

Overall Rating

4.5

Excellent

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Pros & Cons

Pros

  • 90-minute average payout
  • 90% profit split
  • $5M+ verified payouts
  • Tightest spreads verified by Prop Firm Match
  • 60-second support response
  • Includes trading coaching course

Cons

  • Consistency rule on some account types
  • Trailing drawdown can be restrictive
Challenge & Funding Details

Challenge Types

One-StepTwo-Step PlusNo ConsistencyInstant FundingInstant Prime

Account Sizes

$5K$10K$25K$50K$100K$200K

Evaluation Fee

From $14 (discounted)

Profit Split

Up to 90%

Daily Drawdown

4%

Max Drawdown

7% trailing

Payout Frequency

On demand — average 90 minutes

Scaling Plan

Available on selected account types

Trading Rules

  • 10% profit target (One-Step)
  • Unlimited time limit
  • EAs allowed
  • Hold trades over weekends allowed
  • No consistency rule on select accounts
Full Top One Trader Review

Top One Trader is an industry-recognised prop trading firm known for some of the fastest payouts in the space — averaging 90 minutes. The firm offers One-Step, Two-Step Plus, No Consistency, Instant Funding, and Instant Prime account types across sizes from $5K to $200K, all with a 90% profit split. The firm has distributed $5M+ in verified payouts and holds a high Trustpilot score from 2,000+ reviews. TOT was recognised for the tightest spreads in the industry, verified independently by Prop Firm Match.

Quick Facts
Min Deposit
Spreads From
Max Leverage (Retail)
Headquarters
United States
Founded
2022
Currency Pairs
50+
Commission
Spread-based
Withdrawal Time
1-3 days
Inactivity Fee
None
Last verified: April 26, 2026
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