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Fintokei Review

Prop Trading FirmCzech Republic
4.4Excellent

Czech prop firm with 3 challenge paths (StartTrader, SwiftTrader, ProTrader), accounts up to $400K, 100% performance reward on SwiftTrader, and instant payouts averaging 3 hours.

Account Sizes

$10K, $20K

Profit Split

50–100% (program dependent)

Max Drawdown

-6%

Payout

Instant — average 3h 4m

Overall Rating

4.4

Excellent

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Pros & Cons

Pros

  • 100% performance reward on SwiftTrader
  • Instant payouts averaging 3 hours
  • TradingView integration
  • 0% commissions on oil/indices
  • Loyalty program
  • Scales to $400K

Cons

  • Multiple programs can be confusing for beginners
  • StartTrader has 3 phases to pass
Challenge & Funding Details

Challenge Types

StartTrader (3-phase, beginner)SwiftTrader (1-phase, fast)ProTrader (2-phase, advanced)

Account Sizes

$10K$20K$50K$100K$200K$400K

Evaluation Fee

From $44 (StartTrader $20K) / $99 (SwiftTrader $10K)

Profit Split

50–100% (program dependent)

Daily Drawdown

-3%

Max Drawdown

-6%

Payout Frequency

Instant — average 3h 4m

Scaling Plan

ProTrader scales to $400K

Trading Rules

  • Min 3 trading days
  • Max 180-day time limit (StartTrader)
  • Unlimited (SwiftTrader/ProTrader)
  • Equity-based daily loss limit
  • Min 5 trading days (SwiftTrader)
Full Fintokei Review

Fintokei is a Prague-based proprietary trading firm offering three distinct challenge programs. StartTrader is a 3-phase beginner path with accounts up to $100K (from $119). SwiftTrader is a 1-phase fast-track program with 100% performance reward on accounts up to $200K (from $99). ProTrader is a 2-phase advanced program scaling to $400K with 80% performance reward. All accounts provide access to TradingView, 0% commissions on oil and indices, and a loyalty program. Average payout time is 3 hours 4 minutes, with a highest single payout of $69,896.

Quick Facts
Min Deposit
Spreads From
Max Leverage (Retail)
Headquarters
Prague, Czech Republic
Founded
2022
Currency Pairs
50+
Commission
Spread-based
Withdrawal Time
1-3 days
Inactivity Fee
None

Platforms

MetaTrader 4MetaTrader 5TradingViewcTrader
Trading Platforms
MetaTrader 4MetaTrader 5TradingViewcTrader
Last verified: April 26, 2026
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